Kita (YC W26)

Kita is the document intelligence platform that powers modern lending in emerging markets. Lenders use Kita to process messy, unpredictable financial documents such as bank statements, records, payslips, audited financial statements, and business income files, turning them into structured, verified signals that fit directly into underwriting workflows. In Southeast Asia and other emerging markets, the most important financial information rarely arrives in clean or standardized formats. Income is fragmented across employers, e-wallets, payment channels, and document types. Even when lenders have strong internal systems, the variability of these inputs makes it difficult to consistently and quickly extract, validate, and interpret the data that matters for credit decisions. As a result, underwriting remains slower and more complex than it needs to be. That is why we built Kita. We believe lenders deserve technology that adapts to the realities of emerging markets rather than forcing th